LERUM INSURANCE AGENCY
Phone: (949) 492-7331
Fax: (949) 498-1016
Licence #0611041

HOURS:
Monday-Thursday: 8:00am-5:00pm
Friday: 8:00am-4:00pm
  • About Us
  • Home Insurance
  • Auto Insurance
  • Business Insurance
  • Life & Financial
  • Health Insurance
  • Umbrella
  • Earthquake & Flood
HOME INSURANCE

Your home is perhaps your most valuable possession, so you'll want to make sure you are properly covered in the event of disaster. Homeowners insurance can provide protection for:

YOUR PROPERTY:

In the event of a loss, your home and other structures, like a detached garage, can be rebuilt or repaired.



YOUR POSSESSIONS:

Consider the value of your furniture, clothing, appliances, electronics and other valuables.

YOUR ASSETS:

Since you own a home and want to protect your assets, also consider coverage against liability claims.


CONDOMINIUM INSURANCE

Even though your Homeowners Association may have a master insurance policy, it does not mean that your personal belongings or any improvements that you have made to your unit are covered. Condo insurance can provide protection for:

YOUR CONDO:

You are covered for accidental damage to improvements you make in your unit that your association's policy does not cover, up to your condo insurance policy limits.

YOUR POSSESSIONS:

The value of your appliances, electronics, furniture, apparel, and other valuables can add up.

YOUR ASSETS:

Condo insurance can help protect your assets from liability claims if you are sued.

RENTERS INSURANCE

There are 2 things to consider when buying renters insurance:
1.  Estimate a dollar amount for your belongings. You'll need insurance coverage to replace your personal belongings if they are stolen, damaged or ruined. Your personal property would include all of your home's contents like your clothing, furniture, small appliances, electronics, and more.


2.  Coverage for your assets. What if someone were injured in your home? What if your dog bites someone? Don't leave yourself financially exposed if you are sued. Make sure you purchase enough liability coverage to protect the things you've worked so hard for.


FREQUENTLY ASKED HOME INSURANCE QUESTIONS: http://www.farmers.com/faq/home/

FOR HELP WITH ANY TYPE OF HOME INSURANCE ISSUE, PLEASE CALL OUR OFFICE AT 
(949) 492-7331 OR EMAIL US AT [email protected]

LERUM INSURANCE AGENCY - 302 N. EL CAMINO REAL #118 - SAN CLEMENTE, CA 92672